There are a lot of savings options when it comes to car insurance. But because many people do not know that, Dutch consumers sometimes leave hundreds of euros. Good Financial has therefore made a checklist with the tips to save on car insurance. Double insurance for roadside assistance and car legal assistance?
Paying damage yourself can be cheaper
The checklist is made up of questions that are actually very logical, but which not everyone thinks of themselves. For example, it is standard for many people to opt for all-risk, while WA or limited body actually fits much better with the car and is also cheaper.
Sometimes, for example, it is also wiser to pay for damage yourself instead of engaging the insurance. This prevents you from falling back into a no-claim discount. In the long term you can therefore be more expensive by claiming the damage with the insurance than by paying yourself.
Are you double insured?
An additional or voluntary deductible is also a saving option. You pay a lower premium, but you have to pay yourself more when you claim damage. And what about double insurance for roadside assistance and car legal assistance? Some people have Europe coverage while they (almost) never go abroad. Another tip: with many insurers you get the same no-claim discount on the second car thanks to a second-family car scheme as on your first car.
These are all useful tips that can save you money
But the most important tip of the checklist of course remains: compare your current car insurance with other variants. This way you can see for yourself if you can get a better price, coverage and / or conditions somewhere else. In the long term you can therefore be more expensive by claiming the damage with the insurance than by paying yourself.